Consumer Classic Mastercard® with Rewards
from First Bank of Alabama
Consumer Classic Mastercard® with Rewards
from First Bank of Alabama
$0 Annual Fee
†Important Disclosures
IF YOU'RE LOOKING FOR A NO FRILLS CARD WITH A LOW RATE, THIS ONE IS FOR YOU!
$0 Annual Fee
Keep more of your money
Fixed Annual Percentage Rate
APR (For purchases, balance transfers, and cash advances): 15.90%
Mobile Payments
Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
Interest Rates & Fees Summary
- Purchase APR
- 15.90% Fixed
- Balance Transfer APR
- 15.90% Fixed
- Cash Advance APR
- 15.90% Fixed
| Purchase APR | Balance Transfer APR | Cash Advance APR |
| 15.90% Fixed | 15.90% Fixed | 15.90% Fixed |
Please see †Important Disclosures for interest rate, fee, and other information. All terms may be subject to change.
Additional Product Features
- Apple, Samsung, and Android Checkout
- Online account information - www.fbal.bank
Important Disclosures
| Interest Rates and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) for Purchases | 15.90% FIXED |
| APR for Balance Transfers | 15.90% FIXED |
| APR for Cash Advances | 15.90% FIXED |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. You cannot avoid paying interest on Cash Advances. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $1. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore |
| Fees | |
| Annual Fee | None |
| Transaction Fees | |
|
|
Either $10 or 3% of each cash advance, whichever is greater. |
|
|
No fee for transfer of balance from another credit card. |
|
|
1% of the transaction amount, in U.S. Dollars. |
| Penalty Fees | |
|
|
Up to $32 assessed 10-days after payment due date. |
|
|
Up to $32. |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Billing Rights: Information on your rights to dispute transactions and how to execute those rights is provided in Paragraph 15 of the "Credit Card Contract and Initial Disclosure Statement".
Refer to the "Credit Card Contract and Initial Disclosure Statement" for additional important disclosures and other information.